How HappyDog
Started
We believe getting a mortgage shouldn't be stressful, so we've reimagined the process with transparency and speed, offering honest advice and competitive rates. Whether you're a first-time buyer or a seasoned homeowner across, we're dedicated to helping you achieve your property dreams with less stress and more value.
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Our Story
With more than 20 years of mortgage experience, we are an independent mortgage broker and do not work for a specific bank or lender. That independence is your secret home financing weapon, since we can shop multiple wholesale mortgage lenders on your behalf — giving you access to more home loan options than what a bank or online lender can offer.
The result is typically a cheaper, faster and easier mortgage for you.
14 days
Avg. Closing Time
Excellent
Reviews
20+
Years of mortgage experience
Here's How
We Get It Done
Pre-Approval
Share your financials to see how much you can borrow and at what rate.
Loan Application
Find a home within your budget and formally apply for a mortgage.
Lock Rate
Secure a fixed interest rate for your mortgage during the lock-in period.
Loan Processing
The lender verifies your details and appraises the property.
Underwriting
The underwriter reviews your application to decide loan approval.
Closing
Sign final documents, pay closing costs & officially own your new home.
Born And Bred in California. Built For Wherever Home Takes You.
Meet the Team
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