Home Loans That Make People Happy
Great rates. Real options. And a process that feels
surprisingly... fun!
No Leash.
No Nonsense.
Just Great Rates.
These are example rates. All rates are subject to change and dependent on borrower approval, creditworthiness, and lender terms.
30-year & 15-year Conventional, Purchase, 780 Credit, $575,000 sales price, $460,000 loan amount
VA 30-year, Purchase, 780 Credit, $575,000 Sales price, $575,000 Loan amount
FHA 30-year fixed, Purchase, 680 Credit, $475,000 Sales price, $458,375 Loan amount
Home Loan Happiness, Confirmed.
Sit. Stay. Save.
Get a free rate quote
Find the best rates tailored to your needs—no cost, no obligation.
Compare rates
Easily explore and compare rates to save on your mortgage.
Get pre-approved
Take the first step toward your dream home with a quick pre-approval.
Here's How
We Get It Done
Pre-Approval
Share your financials to see how much you can borrow and at what rate.
Loan Application
Find a home within your budget and formally apply for a mortgage.
Lock Rate
Secure a fixed interest rate for your mortgage during the lock-in period.
Loan Processing
The lender verifies your details and appraises the property.
Underwriting
The underwriter reviews your application to decide loan approval.
Closing
Sign final documents, pay closing costs & officially own your new home.
Born And Bred in California. Built For Wherever Home Takes You.
Why People Love Working With Us
Hassle free process
Simplified steps for an easy journey.
We handle the details for you.
Stellar service
Support whenever you need it. Service that stands out.
Open communication
Transparent updates at every step.
We keep you informed, always.
Specialized expertise
Tailored solutions for your unique needs.
Focused experience you can trust.
Low rates
Save more with our competitive rates.
Affordable options without compromise.
Guidance
Clear advice for confident decisions.
Simplifying the process for you.
Get Notified When Rates Drop
Never miss a rate drop – experience smarter rate shopping. Our Price Drop Alert feature keeps you informed, instantly notifying you when prices fall.
Meet the Team
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